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Direct payments. Direct payments.

Get paid, directly.

Receive instant bank transfers from companies or individuals while removing the traditional intermediaries, their fees, and any superfluous step from your payment flows.
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So long, fees.

Remove any cost associated with the traditional payment actors.

Own your checkout.

The whole flow stays within your platform and fits your brand.

Defeat fraud.

Data is analysed during payments to detect suspicious activities.

“Finshark's Flows is easier to use than Swish.”

- David Öhlund, CEO, GF Money Scandinavia.
GF Money customer story

The customer flow.

Customers pick their bank from our extensive list.

Customers identify through a familiar flow.

All authentications go through SCA like BankID, NemID or mitID.

Customers pick the account they want to pay from.

Yay! Funds are transferred. The payment is complete!

We got you covered.

Our infrastructure is growing by the day.

Today we can connect your services to 99% of all the private and business accounts in Sweden, Denmark, Finland, and Norway. And if you are wondering about that missing 1%, we can get you there too.

Does your business require more than the Nordics? Great. We are currently adding more and more banks across France, Spain, the Netherlands, and Germany.

More markets coming soon!
open banking finshark connection europe

Fully licensed!

Yes, we are licensed! Finansinspektionen (the Swedish Financial Supervisory Authority) has authorised us to provide account information and payment initiation services to our customers. Read the fine print in our footer if you don’t believe us.
Our story and ambitions

Reliable, solid tech.

We really strive to make everything we do a breezy experience to implement. Very little coding will get you far.

Easy as API.

Get up and running in minutes with the most accessible API around.

Got stuck?

Let us know if you need any support! Our Slack-channel is open for all techs and devs.

Skip the integration!

Would you like to start accepting account-to-account payments from your customers without any coding? Check out Streams, our self-serve platform packing all our products into one single interface – ready to be logged into.

Zero integrations. All the open banking power.
Check out Streams

Let us show you.

Book a chat with us (no strings attached) to hear more about simplifying online payments. We will help you out!
Book a demo